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Home > Time to let go of the past and switch banks

Time to let go of the past and switch banks

May 6th, 2006 at 09:52 pm

My savings account is at 5th Third, and also the checking account where my online sales money is direct deposited. The checking account is the one that I used when I had my store. I've been hanging on to it for sentimental reasons, mostly. The debit card has my name and the name of my store - a link to the time when I was the boss.

Yesterday, I left work at 5:40 and raced to the closest 5th Third. I got stuck behind a farm tractor and it was slow going. As I pulled up to the bank, I noticed with dismay that it was 5:58. I raced up to the door as another customer was leaving. A man (employee) grabbed the door from the inside and pulled it closed as I was pushing it open to go in. I asked him what was up and he said "WE"RE CLOSED". I just wanted to deposit some of my paycheck into the $20 challenge account, something I've vowed to do for the last 2 pay periods. Unfortunately, 5th Third is open 9 to 5 M-T and 9-6 Fridays, and I work. It was so rude and I was really angry.

I got to thinking on my disgruntled way home.

1) Why am I even using this bank? The locations are no longer convenient for me.

2) I need to let go of the past. I don't own a store any more. I don't need a business account.

3) TCF bank is just across the parking lot from where I work. It doesn't get any more convenient. Plus, they are open late weekdays and also on Sundays.

My next day off isn't until the middle of next week, but I know what I'll be doing when I run my errands.

5th Third, you suck.

OK, I vented. Whew!

5 Responses to “Time to let go of the past and switch banks”

  1. somerlyn Says:
    1146952062

    No, no, Not TCF please. I have heard so many bad things about them. They will put a hold on checks into your deposit. Other TCF banks don't intermingle with each other, so you can't just run into any TCF to do business. They promise much, deliver little. I do hope you shop around first and understand the funds availiblity on your account.

  2. contrary1 Says:
    1146953455

    I feel like you.......I've only got one more little tie into the bank where the old business account was. Just 2 more months and I will close that out. Each thing I do gets me a little further away from that period of time......and it is getting easier the more time goes by.

  3. gayfinanceblogger Says:
    1146955663

    I left Fifth Third years ago. Not only are their systems arcane, their online banking was dismal, and at the time, they refused to add sexual orientation to their eequal employment clause. After much public protest, they did.

    I served as an external auditor for FITB for five years. At the time I was required to have an account at the bank. As soon as I left FITB's autit firm, I was gone. It is truely a screwed up place!

  4. markio26 Says:
    1146977738

    i change banks whenever necessary.. we used fifth third about 6 years ago... we just closed out our charter one checking account and went with www.bofi.com
    we still have a close b&m bank, fiirst federal.

  5. RD2000 Says:
    1150897320

    OOO. Yes TCF is really bad. They love to lock up funds (on deposits!) and get you with lots of little charges (.30 for ANY debit!!! .60 for online bill pay). Yikes.

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